MORTGAGE & FINANCE ADVICE UK & OVERSEAS
We have developed close working relationships with many providers of both UK and Overseas mortgages.
Wading through the maze of options when deciding on the most appropriate mortgage can be a daunting prospect for many. There are capped rates, discounted rates, cap and collar rates, fixed, standard variable, discounted variable, just to name a few.
Many client’s also need our services when it comes to arranging a mortgage or perhaps a re-mortgage either on their existing home to manage costs, or it could be to re-arrange finance on a buy to let property or portfolio, or even a second home or investment property abroad.
We will take into account your full circumstances before recommending a suitable mortgage product, even helping you to consider when a capital repayment or interest only mortgage is the most appropriate course of action.
This, of course, is only part of the picture. The main objective that we aim to agree and plan with our clients is the target date by which to repay their mortgage. Setting cash aside each month or year in a tax efficient savings vehicle may also form part of our advice in order to ensure that the loan is repaid as soon as practicable, whilst at the same time ensuring that finances are not over-committed.
Offset mortgages may also help when looking to reduce the interest paid over time and to significantly reduce the mortgage term.
It may be that you are considering a new mortgage, or your existing special rate mortgage is coming to an end and you need qualified advice in relation to what to do next.
Whatever your mortgage or lending need, we will discuss your situation, objectives and needs and tailor a solution to suit you.
If you have an enquiry in relation to any of the above please contact us.